Roth Ira Contribution Limits 2024 Married Spouse. There is no specific minimum income requirement for contributing to a roth ira, but you must have earned income to make contributions. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly.
The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2023 tax year was $6,500 or $7,500 if you were age 50 or older. $146,000 for all other individuals.